/* Needham Counsel product pages. Loaded after styles.css on the four product pages only (tools/products.py).
   Each page has its own hero and its own signature module:
     .pzg-working-capital   .pmo     one month of the bank balance
     .pzg-credit-line       .pzdial  draw dial        .pzloop  draw / pay down / ready again
     .pzg-equipment-credit  .pze-*   equipment picker + paper quote    .pzled  two Fridays    stamp
     .pzg-invoice-advance   .pzinv   paper invoice    .pzcal   sixty days on a calendar
   True white (#fff) is used on purpose here: cards, paper and pill buttons. */

/* ---------- shared ---------- */
.pzg .story-note{margin-top:22px;text-align:center;max-width:720px;margin-left:auto;margin-right:auto}
.crumb.dark{color:var(--mute)}
.crumb.dark a{color:var(--blue)}
.gin2{animation:pzin 1.1s var(--ease) .35s both}
@keyframes pzin{from{opacity:.01;transform:translateY(30px) rotate(var(--rot0,0deg))}to{opacity:1;transform:translateY(0) rotate(var(--rot,0deg))}}
.pzg .cta-photo .btn-white{box-shadow:0 12px 34px rgba(0,0,0,.3)}
.pzg .lede{max-width:620px}

/* the other three products (own classes: the shared .ocard.pc now collides with the home page's footer pile) */
.pzos{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:26px}
.pzo{position:relative;display:block;background:#fff;border-radius:24px;padding:0 0 70px;overflow:hidden;box-shadow:0 10px 26px rgba(18,33,40,.06);transition:transform .35s var(--ease),box-shadow .35s}
.pzo-img{display:block;height:180px;margin:0 0 22px;background-size:cover;background-position:center;transition:transform 1.4s var(--ease)}
.pzo:hover .pzo-img{transform:scale(1.06)}
.pzo b{display:block;padding:0 26px;font-family:var(--serif);font-weight:500;font-size:25px;letter-spacing:-.018em;color:var(--navy)}
.pzo>span:not(.pzo-img){display:block;margin-top:8px;padding:0 26px;font-size:14.5px;color:var(--ink-2)}
.pzo i{position:absolute;left:26px;bottom:22px;width:34px;height:34px;border-radius:50%;background:var(--paper-2);display:grid;place-items:center;font-style:normal;transition:.3s}

/* one line icon per card, on a small pale tile (cream on white cards, 8% white on dark ones) */
.pzic{display:grid;place-items:center;flex:none;width:54px;height:54px;border-radius:16px;background:var(--paper);color:var(--navy)}
.pzic .ic{width:30px;height:30px}
.dark .pzic{background:rgba(255,255,255,.08);color:var(--lime)}

/* a slim white strip of four facts */
.pzfacts{display:grid;grid-template-columns:repeat(4,1fr);margin-top:22px;background:#fff;border-radius:24px;overflow:hidden;box-shadow:0 18px 44px -22px rgba(18,33,40,.25)}
.pzfacts li{padding:26px 26px 24px;border-left:1px solid var(--line)}
.pzfacts li:first-child{border-left:0}
.pzfacts b{display:block;font-family:var(--serif);font-weight:500;font-size:clamp(21px,2vw,27px);letter-spacing:-.02em;color:var(--navy);line-height:1.1}
.pzfacts span{display:block;margin-top:6px;font-size:14px;color:var(--ink-2)}

/* the white review */
.pzq{display:grid;grid-template-columns:minmax(220px,340px) minmax(0,1fr);background:#fff;border-radius:var(--r);overflow:hidden;box-shadow:0 30px 70px -30px rgba(18,33,40,.3)}
.pzq-img{display:block;min-height:340px;background-size:cover;background-position:center}
.pzq-t{position:relative;padding:54px clamp(26px,5vw,70px) 46px}
.pzq-mark{position:absolute;left:clamp(20px,4vw,56px);top:6px;font-family:var(--serif);font-size:150px;line-height:1;color:var(--sky)}
.pzq blockquote{position:relative;font-family:var(--serif);font-size:clamp(25px,2.9vw,40px);line-height:1.16;letter-spacing:-.022em;color:var(--navy);text-wrap:balance}
.pzq figcaption{display:flex;flex-wrap:wrap;align-items:baseline;gap:6px 12px;margin-top:28px;font-size:15px}
.pzq figcaption b{font-weight:600}
.pzq figcaption span{color:var(--ink-2)}
.pzq figcaption em{margin-left:auto;font-style:normal;font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--blue);padding:6px 11px;border-radius:999px;background:rgba(31,90,122,.09)}

/* ================= 1. working capital: one month of the bank balance ================= */
.pmo-sec{padding-top:112px}
.pmo{margin-top:48px;background:#fff;border-radius:var(--r);padding:28px 30px 26px;box-shadow:0 34px 80px -34px rgba(18,33,40,.34)}
.pmo-top{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
.pmo-sw{display:inline-flex;padding:5px;border-radius:999px;background:var(--paper)}
.pmo-sw button{height:42px;padding:0 20px;border-radius:999px;font-size:15px;font-weight:600;color:var(--ink-2);transition:background .3s,color .3s,box-shadow .3s}
.pmo-sw button.on{background:var(--deep);color:#fff;box-shadow:0 8px 20px -8px rgba(15,34,46,.6)}
.pmo-read{text-align:right}
.pmo-read small{display:block;font-family:var(--mono);font-size:11.5px;letter-spacing:.11em;text-transform:uppercase;color:var(--mute)}
.pmo-read p{margin-top:2px;font-size:17px;color:var(--ink-2)}
.pmo-read b{font-family:var(--serif);font-weight:500;font-size:clamp(34px,3.6vw,48px);letter-spacing:-.03em;line-height:1.05;color:#B4532A;font-variant-numeric:tabular-nums;transition:color .5s}
.pmo.b .pmo-read b{color:var(--blue)}
.pmo-chart{position:relative;margin-top:18px;height:clamp(250px,34vw,400px)}
.pmo-chart svg{display:block;width:100%;height:100%;overflow:visible}
.pmo-grid{stroke:rgba(18,33,40,.09);stroke-width:1;vector-effect:non-scaling-stroke}
.pmo-zero{stroke:rgba(18,33,40,.34);stroke-width:1;stroke-dasharray:4 5;vector-effect:non-scaling-stroke}
.pmo-slow{fill:rgba(18,33,40,.045)}
.pmo-area{fill:url(#pmog);transition:opacity .4s}
.pmo-line{fill:none;stroke:var(--blue);stroke-width:3;stroke-linejoin:round;stroke-linecap:round;vector-effect:non-scaling-stroke}
.pmo-ghost{fill:none;stroke:rgba(18,33,40,.3);stroke-width:1.5;stroke-dasharray:3 6;vector-effect:non-scaling-stroke;opacity:0;transition:opacity .5s}
.pmo.b .pmo-ghost{opacity:1}
.pmo-marks i{position:absolute;bottom:-4px;translate:-50% 0;font-style:normal;font-family:var(--mono);font-size:10.5px;letter-spacing:.06em;text-transform:uppercase;white-space:nowrap;color:var(--ink-2);padding:4px 8px;border-radius:999px;background:var(--paper)}
.pmo-marks i::before{content:"";position:absolute;left:50%;bottom:100%;width:1px;height:var(--h,60px);background:linear-gradient(transparent,rgba(18,33,40,.28))}
.pmo-marks i.out{color:#B4532A;background:#FBEEE6}
.pmo-marks i.in{color:var(--blue);background:rgba(31,90,122,.1)}
.pmo-marks i.wire{opacity:0;transition:opacity .5s .3s}
.pmo.b .pmo-marks i.wire{opacity:1}
.pmo-marks i.band{bottom:auto;top:6px;background:none;color:var(--mute)}
.pmo-marks i.band::before{display:none}
.pmo-marks i.ax{bottom:auto;left:2px;translate:0 18%;background:none;padding:0;color:var(--mute);letter-spacing:.04em}
.pmo-marks i.ax::before{display:none}
.pmo-dot{position:absolute;width:16px;height:16px;margin:-8px 0 0 -8px;border-radius:50%;background:#B4532A;border:3px solid #fff;box-shadow:0 0 0 0 rgba(180,83,42,.5);animation:pmodot 1.8s infinite;transition:top .9s var(--ease),background .5s;pointer-events:none}
.pmo.b .pmo-dot{background:var(--blue);animation-name:pmodotb}
@keyframes pmodot{70%{box-shadow:0 0 0 12px rgba(180,83,42,0)}100%{box-shadow:0 0 0 0 rgba(180,83,42,0)}}
@keyframes pmodotb{70%{box-shadow:0 0 0 12px rgba(31,90,122,0)}100%{box-shadow:0 0 0 0 rgba(31,90,122,0)}}
.pmo-tip{position:absolute;top:0;translate:-50% 0;padding:6px 10px;border-radius:10px;background:var(--deep);color:#fff;font-size:12.5px;white-space:nowrap;pointer-events:none}
.pmo-tip[hidden]{display:none}
.pmo-tip::after{content:"";position:absolute;left:50%;top:100%;width:1px;height:var(--th,200px);background:rgba(18,33,40,.25)}
.pmo-say{margin-top:34px;padding-top:18px;border-top:1px solid var(--line);font-size:16.5px;color:var(--ink-2);min-height:44px}

.pzuse{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:48px}
.pzuse li{background:#fff;border-radius:26px;padding:22px 24px 28px;box-shadow:0 18px 44px -24px rgba(18,33,40,.3);transition:transform .4s var(--ease),box-shadow .4s}
.pzuse li:nth-child(2){--rd:.07s}.pzuse li:nth-child(3){--rd:.14s}.pzuse li:nth-child(4){--rd:.21s}
.pzuse-top{display:flex;align-items:center;justify-content:space-between;gap:12px}
.pzuse-top small{font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--mute);text-align:right}
.pzuse b{display:block;margin:36px 0 0;font-family:var(--serif);font-weight:500;font-size:clamp(26px,2.5vw,34px);line-height:1.05;letter-spacing:-.02em;color:var(--navy)}
.pzuse li>span:last-child{display:block;margin:10px 0 0;font-size:15.5px;color:var(--ink-2)}

/* ================= 2. credit line: light split hero, dial, ticker, loop ================= */
.pzl-hero{padding:132px 0 56px}
.pzl-in{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(0,.88fr);gap:clamp(28px,5vw,72px);align-items:center}
.pzl-copy h1{font-family:var(--serif);font-weight:500;font-size:clamp(40px,4.7vw,70px);line-height:.98;letter-spacing:-.034em;color:var(--navy);text-wrap:balance}
.pzl-copy h1 em{font-style:normal;color:var(--blue)}
.pzl-sub{margin-top:24px;max-width:500px;font-size:19px;line-height:1.5;color:var(--ink-2);text-wrap:pretty}
.pzl-copy .btn-white{box-shadow:0 10px 30px -10px rgba(18,33,40,.3);border:1px solid var(--line)}
.pzl-ticks{margin-top:28px;display:grid;gap:9px}
.pzl-ticks li{display:flex;gap:10px;align-items:center;font-size:15.5px;color:var(--ink-2)}
.pzl-ticks li::before{content:"";flex:none;width:20px;height:20px;border-radius:50%;background:var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20' fill='none'%3E%3Cpath d='M5.5 10.5l3 3 6-6.5' stroke='%23fff' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/12px no-repeat}
.pzl-stage{position:relative;border-radius:34px;min-height:640px;display:grid;place-items:center;padding:34px;isolation:isolate;overflow:hidden;overflow:clip;background:var(--deep);box-shadow:0 44px 90px -40px rgba(18,33,40,.6)}
.pzl-photo{position:absolute;inset:0;z-index:-1;width:100%;height:100%;object-fit:cover;object-position:60% 50%;animation:kb 26s ease-in-out infinite alternate}
.pzl-stage::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(6,15,20,.2),rgba(6,15,20,.5))}
.pzdial{width:min(400px,100%);--gr:30px;padding:calc(var(--rim) + 20px) calc(var(--rim) + 22px) calc(var(--rim) + 16px)}
.pzdial .num-k{display:flex;justify-content:space-between;gap:10px}
.pzdial .num-k i{font-style:normal;color:var(--lime)}
.pzdial-ring{position:relative;width:min(280px,100%);aspect-ratio:1;margin:8px auto 0;touch-action:none;cursor:grab}
.pzdial-ring:active{cursor:grabbing}
.pzdial-ring svg{display:block;width:100%;height:100%;overflow:visible}
.pzdial-track{fill:none;stroke:rgba(255,255,255,.2);stroke-width:20;stroke-linecap:round}
.pzdial-use{fill:none;stroke:var(--lime);stroke-width:20;stroke-linecap:round;filter:drop-shadow(0 0 10px rgba(156,236,224,.45))}
.pzdial-knob{fill:#fff;stroke:var(--blue);stroke-width:6;filter:drop-shadow(0 4px 8px rgba(0,0,0,.4))}
.pzdial-mid{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;pointer-events:none;padding-top:6px}
.pzdial-mid small{font-size:14px;color:rgba(255,255,255,.84)}
.pzdial-mid b{font-family:var(--serif);font-weight:500;font-size:clamp(36px,4vw,46px);letter-spacing:-.035em;line-height:1.08;font-variant-numeric:tabular-nums}
.pzdial-mid>span{margin-top:4px;font-size:13.5px;color:rgba(255,255,255,.74)}
.pzdial-mid>span>i{font-style:normal;color:var(--lime);font-weight:600}
.pzdial input[type=range]{margin:-6px 0 14px;height:6px;background:linear-gradient(90deg,var(--lime) var(--fill,0%),rgba(255,255,255,.24) var(--fill,0%))}
.pzdial input[type=range]::-webkit-slider-thumb{width:28px;height:28px;background:var(--blue);border:5px solid #fff;box-shadow:0 6px 18px rgba(0,0,0,.4)}
.pzdial input[type=range]::-moz-range-thumb{width:18px;height:18px;background:var(--blue);border:5px solid #fff}
.pzdial-btns{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.pzdial-btns .btn{padding:0 10px;font-size:14px}
.pzdial .num-fine{margin:12px 2px 0}

.pzl-run{overflow:hidden;padding:26px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);-webkit-mask-image:linear-gradient(90deg,transparent,#000 12%,#000 88%,transparent);mask-image:linear-gradient(90deg,transparent,#000 12%,#000 88%,transparent)}
.pzl-run-in{display:flex;gap:0;width:max-content;animation:pzrun 46s linear infinite}
.pzl-run:hover .pzl-run-in{animation-play-state:paused}
.pzl-run span{display:flex;align-items:center;font-family:var(--serif);font-size:clamp(22px,2.4vw,32px);letter-spacing:-.02em;color:var(--navy);white-space:nowrap}
.pzl-run span::after{content:"";width:9px;height:9px;margin:0 30px;border-radius:50%;background:var(--lime);box-shadow:0 0 0 1px var(--blue)}
@keyframes pzrun{to{transform:translateX(-50%)}}

.pzloop{margin-top:50px}
.pzloop-meter{background:var(--deep);color:#fff;border-radius:var(--r) var(--r) 0 0;padding:28px 32px 26px}
.pzloop-nums{display:flex;justify-content:space-between;gap:20px}
.pzloop-nums div:last-child{text-align:right}
.pzloop-nums small{display:block;font-family:var(--mono);font-size:11.5px;letter-spacing:.11em;text-transform:uppercase;color:rgba(255,255,255,.66)}
.pzloop-nums b{display:block;font-family:var(--serif);font-weight:500;font-size:clamp(30px,3.6vw,46px);letter-spacing:-.03em;line-height:1.1;font-variant-numeric:tabular-nums}
.pzloop-nums div:first-child b{color:var(--lime)}
.pzloop-bar{position:relative;height:16px;margin-top:16px;border-radius:99px;background:rgba(255,255,255,.16);overflow:hidden}
.pzloop-bar i{position:absolute;left:0;top:0;bottom:0;width:0;border-radius:99px;background:linear-gradient(90deg,#8FC5D9,var(--lime));transition:width 1.2s cubic-bezier(.5,0,.2,1)}
.pzloop-ends{display:flex;justify-content:space-between;margin-top:9px;font-family:var(--mono);font-size:11px;letter-spacing:.06em;color:rgba(255,255,255,.6)}
.pzloop-cards{display:grid;grid-template-columns:repeat(3,1fr);background:#fff;border-radius:0 0 var(--r) var(--r);box-shadow:0 34px 80px -34px rgba(18,33,40,.34);overflow:hidden}
.pzloop-cards li{position:relative;padding:22px 24px 30px;border-left:1px solid var(--line);cursor:pointer;opacity:.5;transition:opacity .5s,background .35s var(--ease)}
.pzloop-cards li:first-child{border-left:0}
.pzloop-cards li.on{opacity:1;background:linear-gradient(180deg,rgba(156,236,224,.2),transparent 70%)}
.pzloop-cards small{display:block;margin-top:18px;font-family:var(--mono);font-size:11.5px;letter-spacing:.11em;text-transform:uppercase;color:var(--blue)}
.pzloop-cards b{display:block;margin-top:5px;font-family:var(--serif);font-weight:500;font-size:clamp(23px,2.3vw,30px);letter-spacing:-.022em;line-height:1.1;color:var(--navy)}
.pzloop-cards .pzic{transition:background .5s,color .5s,transform .6s var(--ease)}
.pzloop-cards li.on .pzic{background:var(--deep);color:var(--lime);transform:rotate(-4deg) scale(1.05)}
.pzloop-cards li>span:not(.pzic){display:block;margin-top:8px;font-size:15px;color:var(--ink-2)}
.pzloop-t{position:absolute;left:0;right:0;bottom:0;height:4px;background:var(--blue);transform:scaleX(0);transform-origin:left}
.pzloop-cards li.on .pzloop-t{animation:pzlt var(--dur,3.8s) linear forwards}
@keyframes pzlt{to{transform:scaleX(1)}}

.pzl-band{grid-template-columns:minmax(0,1fr) minmax(0,1.05fr);padding-top:84px;padding-bottom:84px}
.pzl-band-t>p{margin-top:20px;max-width:520px;font-size:18px;color:rgba(255,255,255,.82);text-wrap:pretty}
.pzl-band-f{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.pzl-band-f li{padding:22px 22px 24px;border-radius:18px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16)}
.pzl-band-f b{display:block;font-family:var(--serif);font-weight:500;font-size:clamp(21px,2vw,26px);line-height:1.1;letter-spacing:-.015em}
.pzl-band-f span{display:block;margin-top:6px;font-size:13.5px;color:rgba(255,255,255,.7)}

/* ================= 3. equipment credit: picker, paper quote, ledger, stamp ================= */
.pze-hero{height:min(92vh,900px)}
.pze-hero .hx-scene img{animation:kb 26s ease-in-out infinite alternate}
.pze-hero .hx-in{grid-template-columns:minmax(0,1fr) minmax(340px,420px)}
.pze-pick{margin-top:30px}
.pze-pick small{font-family:var(--mono);font-size:12px;letter-spacing:.15em;text-transform:uppercase;color:rgba(255,255,255,.76)}
.pze-tiles{display:flex;gap:8px;margin-top:12px;flex-wrap:wrap}
.pze-tiles button{display:inline-flex;align-items:center;gap:9px;height:48px;padding:0 18px 0 14px;border-radius:999px;color:#fff;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.24);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);transition:transform .35s var(--ease),background .3s,color .3s,border-color .3s,box-shadow .3s}
.pze-tiles button:hover{transform:translateY(-2px);background:rgba(255,255,255,.18)}
.pze-tiles button.on{background:#fff;color:var(--deep);border-color:#fff;box-shadow:0 18px 40px -16px rgba(0,0,0,.6)}
.pze-tiles .ic{flex:none;width:22px;height:22px}
.pze-tiles span{font-size:15px;font-weight:600;white-space:nowrap}
.pze-quote{--rot:1.2deg;--rot0:4deg;background:#fff;color:var(--ink);border-radius:26px;padding:26px 26px 24px;box-shadow:0 40px 90px -30px rgba(4,12,16,.8);transform:rotate(1.2deg)}
.pze-q-top{display:flex;justify-content:space-between;align-items:center;font-family:var(--mono);font-size:11.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--mute)}
.pze-q-top em{font-style:normal;padding:4px 9px;border-radius:999px;background:var(--paper);color:var(--ink-2)}
.pze-q-item{display:block;margin-top:14px;font-family:var(--serif);font-weight:500;font-size:34px;letter-spacing:-.025em;color:var(--navy);line-height:1.05}
.pze-quote .num-row{margin-top:16px}
.pze-quote .num-row label{color:var(--ink-2);font-size:15.5px}
.pze-quote .num-row output{color:var(--navy)}
.pze-quote input[type=range]{margin:14px 0 6px}
.pze-q-rows{margin-top:14px;border-top:1px dashed rgba(18,33,40,.22)}
.pze-q-rows div{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding:13px 0;border-bottom:1px dashed rgba(18,33,40,.22)}
.pze-q-rows dt{font-size:15px;color:var(--ink-2)}
.pze-q-rows dd{font-family:var(--serif);font-weight:500;font-size:27px;letter-spacing:-.025em;color:var(--blue);font-variant-numeric:tabular-nums}
.pze-q-fine{margin:14px 0 16px;font-size:12.5px;line-height:1.5;color:var(--mute)}
.pze-quote .btn{width:100%}

.pzled{margin-top:50px}
.pzled-days{position:relative;display:grid;grid-template-columns:repeat(3,1fr);max-width:520px;margin:0 auto;padding:5px;border-radius:999px;background:#fff;box-shadow:0 14px 34px -18px rgba(18,33,40,.4)}
.pzled-days button{position:relative;z-index:1;height:44px;border-radius:999px;font-size:15px;font-weight:600;color:var(--ink-2);transition:color .35s}
.pzled-days button.on{color:#fff}
.pzled-dot{position:absolute;z-index:0;left:5px;top:5px;bottom:5px;width:calc((100% - 10px)/3);border-radius:999px;background:var(--deep);transform:translateX(calc(var(--i,0)*100%));transition:transform .55s var(--ease)}
.pzled-cols{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:20px}
.pzled-col{border-radius:var(--r);padding:30px 32px 30px}
.pzled-col.cash{background:#fff;box-shadow:0 30px 70px -34px rgba(18,33,40,.34)}
.pzled-col.credit{background:var(--deep) radial-gradient(120% 90% at 100% 0%,rgba(47,127,168,.34),transparent 60%);color:#fff;box-shadow:0 30px 70px -30px rgba(18,33,40,.6)}
.pzled-col small{font-family:var(--mono);font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--mute)}
.pzled-col.credit small{color:var(--lime)}
.pzled-bal{margin-top:14px;display:flex;align-items:baseline;gap:10px;flex-wrap:wrap}
.pzled-bal b{font-family:var(--serif);font-weight:500;font-size:clamp(42px,5.4vw,72px);letter-spacing:-.04em;line-height:1;color:var(--navy);font-variant-numeric:tabular-nums;transition:color .5s}
.pzled-col.credit .pzled-bal b{color:#fff}
.pzled-bal>span{font-size:16px;color:var(--ink-2)}
.pzled-col.credit .pzled-bal>span{color:rgba(255,255,255,.76)}
.pzled-col.short .pzled-bal b{color:#B4532A}
.pzled-bar{position:relative;height:18px;margin-top:22px;border-radius:99px;background:var(--paper-2);overflow:visible}
.pzled-col.credit .pzled-bar{background:rgba(255,255,255,.16)}
.pzled-bar i{position:absolute;left:0;top:0;bottom:0;width:100%;border-radius:99px;background:var(--blue);transition:width 1.1s cubic-bezier(.5,0,.2,1),background .5s}
.pzled-col.credit .pzled-bar i{background:linear-gradient(90deg,#8FC5D9,var(--lime))}
.pzled-col.short .pzled-bar i{background:#B4532A}
.pzled-bar em{position:absolute;top:-7px;bottom:-7px;left:var(--at,30%);width:2px;background:currentColor;opacity:0;transition:opacity .4s .5s;font-style:normal}
.pzled-bar em::after{content:"Payroll $22,000";position:absolute;left:8px;top:100%;margin-top:2px;font-family:var(--mono);font-size:10.5px;letter-spacing:.06em;text-transform:uppercase;white-space:nowrap}
.pzled.d2 .pzled-bar em{opacity:.7}
.pzled-say{margin-top:34px;font-size:17px;color:var(--ink-2);min-height:52px}
.pzled-col.credit .pzled-say{color:rgba(255,255,255,.84)}

.pze-band{grid-template-columns:minmax(0,1fr) minmax(0,460px)}
.pze-band-t>p{margin-top:20px;max-width:500px;font-size:18px;color:rgba(255,255,255,.82);text-wrap:pretty}
.pze-steps{position:relative;display:grid;gap:18px;margin-top:34px;counter-reset:s}
.pze-steps::before{content:"";position:absolute;left:15px;top:16px;bottom:16px;width:2px;background:rgba(255,255,255,.2)}
.pze-steps li{position:relative;padding-left:50px;counter-increment:s}
.pze-steps li::before{content:counter(s);position:absolute;left:0;top:1px;width:32px;height:32px;border-radius:50%;display:grid;place-items:center;font-family:var(--mono);font-size:13px;background:var(--lime);color:var(--deep)}
.pze-steps b{display:block;font-family:var(--serif);font-weight:500;font-size:24px;letter-spacing:-.02em}
.pze-steps span{font-size:14.5px;color:rgba(255,255,255,.72)}
.pze-paper{position:relative;display:grid;place-items:center;min-height:400px}
.pze-back{position:absolute;width:min(400px,84%);height:74%;border-radius:8px 8px 20px 8px;background:#D9D5C4;rotate:5deg;translate:16px 14px;box-shadow:0 30px 60px -26px rgba(0,0,0,.7)}
.pze-sheet{position:relative;width:min(400px,84%);background:#fff;color:var(--ink);border-radius:8px 8px 20px 8px;padding:28px 26px 30px;rotate:-4deg;box-shadow:0 30px 70px -24px rgba(0,0,0,.75)}
.pze-sheet small{font-family:var(--mono);font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--mute)}
.pze-sheet b{display:block;margin:8px 0 18px;font-family:var(--serif);font-weight:500;font-size:28px;letter-spacing:-.02em;color:var(--navy)}
.pze-sheet>i{display:block;height:9px;margin-top:10px;border-radius:9px;background:var(--paper-2)}
.pze-sheet>i.s{width:60%}
.pze-sheet p{display:flex;justify-content:space-between;align-items:baseline;margin-top:22px;padding-top:14px;border-top:1px dashed rgba(18,33,40,.25);font-size:15px;color:var(--ink-2)}
.pze-sheet strong{font-family:var(--serif);font-weight:500;font-size:30px;letter-spacing:-.025em;color:var(--navy)}
.pze-mark{position:absolute;right:16px;bottom:78px;padding:8px 14px 6px;border:3px solid var(--blue);border-radius:10px;color:var(--blue);font-style:normal;font-family:var(--mono);font-weight:500;font-size:19px;letter-spacing:.14em;text-transform:uppercase;rotate:-13deg;opacity:0;scale:2.4;background:rgba(255,255,255,.6)}
.pze-paper.in .pze-mark{animation:pzstamp .55s cubic-bezier(.3,1.4,.5,1) .7s forwards}
@keyframes pzstamp{0%{opacity:0;scale:2.4}60%{opacity:1;scale:.92}100%{opacity:.92;scale:1}}
.pze-facts{padding-top:10px;padding-bottom:40px}
.pze-facts .pzfacts{margin-top:14px}

/* ================= 4. invoice advance: paper invoice, calendar, fits ================= */
.pzi-hero{height:min(94vh,920px)}
.pzi-hero .hx-in{grid-template-columns:minmax(0,1fr) minmax(340px,430px)}
.pzinv{--rot:-1.4deg;--rot0:-5deg;transform:rotate(-1.4deg);filter:drop-shadow(0 40px 50px rgba(4,12,16,.55))}
.pzinv-sheet{background:#fff;color:var(--ink);border-radius:22px 22px 0 0;padding:24px 26px 18px}
.pzinv-top{display:flex;justify-content:space-between;align-items:baseline;gap:10px}
.pzinv-top b{font-family:var(--serif);font-weight:500;font-size:30px;letter-spacing:-.025em;color:var(--navy)}
.pzinv-top span{font-family:var(--mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--mute)}
.pzinv .num-row{margin-top:16px}
.pzinv .num-row label{color:var(--ink-2);font-size:15.5px}
.pzinv .num-row output{color:var(--navy)}
.pzinv input[type=range]{margin:14px 0 4px}
.pzinv-terms{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-top:14px}
.pzinv-terms>span{font-size:15.5px;color:var(--ink-2)}
.pzinv-terms div{display:inline-flex;padding:4px;border-radius:999px;background:var(--paper)}
.pzinv-terms button{height:34px;padding:0 13px;border-radius:999px;font-size:13.5px;font-weight:600;color:var(--ink-2);transition:background .25s,color .25s}
.pzinv-terms button.on{background:var(--deep);color:#fff}
.pzinv-due{margin-top:12px;font-size:14px;color:var(--mute);text-align:right}
.pzinv-due b{color:var(--ink);font-weight:600}
.pzinv-tear{height:16px;background:
  radial-gradient(circle at 8px 16px,transparent 7px,#fff 7.5px) 0 0/16px 16px repeat-x;
  animation:pztear 1s var(--ease) 1.5s both}
@keyframes pztear{from{margin-bottom:-22px}to{margin-bottom:0}}
.pzinv-parts{display:grid;grid-template-columns:1.5fr 1fr;gap:8px;margin-top:8px;animation:pzpart 1s var(--ease) 1.5s both}
@keyframes pzpart{from{gap:0;margin-top:0}to{gap:8px;margin-top:8px}}
.pzinv-parts>div{padding:16px 18px 18px;border-radius:6px 6px 22px 22px}
.pzinv-parts .now{background:var(--lime);color:var(--deep);border-radius:6px 6px 6px 22px}
.pzinv-parts .later{background:#fff;color:var(--ink);border-radius:6px 6px 22px 6px}
.pzinv-parts small{display:block;font-size:13.5px;opacity:.82}
.pzinv-parts b{display:block;font-family:var(--serif);font-weight:500;letter-spacing:-.03em;line-height:1.06;font-variant-numeric:tabular-nums}
.pzinv-parts .now b{font-size:clamp(34px,3.5vw,46px)}
.pzinv-parts .later b{font-size:clamp(24px,2.4vw,30px);margin-top:4px}
.pzinv-parts .later>span{font-size:12px;color:var(--mute)}
.pzinv-skip{margin-top:12px;text-align:center;color:#fff;font-size:15.5px;text-shadow:0 1px 14px rgba(0,0,0,.6)}
.pzinv-skip b{display:inline-block;min-width:1.4em;font-family:var(--serif);font-weight:500;font-size:24px;color:var(--lime);letter-spacing:-.02em}
.pzinv-fine{margin-top:4px;text-align:center;font-size:12px;color:rgba(255,255,255,.72);text-shadow:0 1px 10px rgba(0,0,0,.6)}

.pzcal{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr);gap:clamp(30px,5vw,80px);margin-top:44px;align-items:start}
.pzcal-stick{position:sticky;top:104px}
.pzcal-card{background:#fff;border-radius:var(--r);padding:22px 24px 22px;box-shadow:0 34px 80px -34px rgba(18,33,40,.36)}
.pzcal-head{display:grid;grid-template-columns:repeat(7,1fr);gap:6px;font-family:var(--mono);font-size:10.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--mute);text-align:center;margin-bottom:8px}
.pzcal-grid{display:grid;grid-template-columns:repeat(7,1fr);gap:6px}
.pzcal-grid .c{position:relative;aspect-ratio:1.5/1;border-radius:9px;background:var(--paper);display:grid;place-items:center;font-style:normal;font-size:11.5px;color:var(--mute);transition:background .5s,color .5s,box-shadow .5s,transform .5s var(--ease);transition-delay:calc(var(--n)*9ms)}
.pzcal-grid .c span{position:relative;z-index:1;white-space:nowrap}
.pzcal-grid .after{opacity:.45}
.pzcal-grid .sent{background:var(--deep);color:#fff;font-weight:600}
.pzcal-grid .due{box-shadow:inset 0 0 0 2px var(--navy);color:var(--navy);font-weight:600}
.pzcal-grid .pay::after{content:"";position:absolute;right:5px;top:5px;width:8px;height:8px;border-radius:50%;background:#D9D4C2;transition:background .5s,scale .5s var(--ease);transition-delay:inherit}
/* step 2: the wait */
.pzcal-card[data-s="1"] .wait{background:#EFE3D6;color:#8A5A3C}
.pzcal-card[data-s="1"] .pay{background:#F3D2BD}
.pzcal-card[data-s="1"] .pay::after{background:#B4532A;scale:1.35}
/* step 3 and 4: covered */
.pzcal-card[data-s="2"] .sent,.pzcal-card[data-s="3"] .sent{background:var(--blue);transform:scale(1.14);box-shadow:0 10px 22px -8px rgba(31,90,122,.7);z-index:2}
.pzcal-card[data-s="2"] .wait,.pzcal-card[data-s="3"] .wait{background:rgba(156,236,224,.42);color:var(--navy)}
.pzcal-card[data-s="2"] .pay::after,.pzcal-card[data-s="3"] .pay::after{background:var(--blue);scale:1.35}
.pzcal-card[data-s="3"] .due{background:var(--blue);color:#fff;box-shadow:0 10px 22px -8px rgba(31,90,122,.7);transform:scale(1.14);z-index:2}
.pzcal-read{display:flex;align-items:flex-end;justify-content:space-between;gap:14px;margin-top:18px;padding-top:16px;border-top:1px solid var(--line)}
.pzcal-read small{display:block;font-size:13.5px;color:var(--ink-2)}
.pzcal-read b{display:inline-block;font-family:var(--serif);font-weight:500;font-size:clamp(34px,3.8vw,50px);letter-spacing:-.035em;line-height:1.05;color:var(--navy);font-variant-numeric:tabular-nums}
.pzcal-read em{margin-left:8px;font-style:normal;font-size:13.5px;color:var(--mute)}
.pzcal-key{display:flex;align-items:center;gap:7px;font-size:12px;color:var(--mute);white-space:nowrap;padding-bottom:8px}
.pzcal-key i{width:9px;height:9px;border-radius:50%;margin-left:8px}
.pzcal-key .k1{background:#B4532A;transition:background .5s}.pzcal-key .k2{background:#EFE3D6;border-radius:3px;transition:background .5s}
.pzcal-card[data-s="2"] .pzcal-key .k1,.pzcal-card[data-s="3"] .pzcal-key .k1{background:var(--blue)}
.pzcal-card[data-s="2"] .pzcal-key .k2,.pzcal-card[data-s="3"] .pzcal-key .k2{background:rgba(156,236,224,.7)}
.pzcal-steps li{min-height:62vh;display:flex;flex-direction:column;justify-content:center;opacity:.32;transition:opacity .5s}
.pzcal-steps li:first-child{min-height:44vh;justify-content:flex-start;padding-top:20px}
.pzcal-steps li:last-child{min-height:80vh}
.pzcal-steps li.on{opacity:1}
.pzcal-steps small{font-family:var(--mono);font-size:12px;letter-spacing:.12em;color:var(--blue)}
.pzcal-steps strong{display:block;margin-top:10px;font-family:var(--serif);font-weight:500;font-size:clamp(27px,3vw,40px);letter-spacing:-.025em;line-height:1.08;color:var(--navy);text-wrap:balance}
.pzcal-steps span{display:block;margin-top:14px;max-width:440px;font-size:17.5px;color:var(--ink-2);text-wrap:pretty}

.pzfit{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:48px}
.pzfit li{display:grid;grid-template-columns:54px minmax(0,1fr);gap:22px;align-items:start;background:#fff;border-radius:var(--r);padding:30px 32px 32px;box-shadow:0 18px 44px -24px rgba(18,33,40,.3)}
.pzfit li.dark{background:#0C1C25;color:#fff}
.pzfit b{display:block;font-family:var(--serif);font-weight:500;font-size:clamp(23px,2.3vw,30px);letter-spacing:-.022em;line-height:1.1;color:var(--navy)}
.pzfit li.dark b{color:#fff}
.pzfit div>span{display:block;margin-top:8px;font-size:15.5px;color:var(--ink-2)}
.pzfit li.dark div>span{color:rgba(255,255,255,.76)}
.pzfit li:nth-child(even){--rd:.08s}

/* ---------- responsive ---------- */
@media (max-width:1100px){
  .pzuse{grid-template-columns:1fr 1fr}
  .pzfacts{grid-template-columns:1fr 1fr}
  .pzfacts li:nth-child(3){border-left:0}
  .pzfacts li:nth-child(n+3){border-top:1px solid var(--line)}
}
@media (max-width:980px){
  .pzos{grid-template-columns:1fr}
  .pzl-hero{padding:112px 0 40px}
  .pzl-in{grid-template-columns:1fr}
  .pzl-stage{min-height:0;padding:26px 18px}
  .pzl-band,.pze-band{grid-template-columns:1fr}
  .pze-hero,.pzi-hero{height:auto}
  .pze-hero .hx-in,.pzi-hero .hx-in{grid-template-columns:1fr}
  .pze-quote,.pzinv{max-width:480px;width:100%}
  .pzcal{grid-template-columns:1fr;gap:0}
  .pzcal-stick{top:74px;z-index:3;margin:0 -8px}
  .pzcal-card{padding:14px 14px 12px;border-radius:22px;box-shadow:0 20px 44px -18px rgba(18,33,40,.5)}
  .pzcal-grid,.pzcal-head{gap:4px}
  .pzcal-grid .c{aspect-ratio:2.4/1;border-radius:6px;font-size:10px}
  .pzcal-grid .pay::after{width:5px;height:5px;right:3px;top:3px}
  .pzcal-head{margin-bottom:5px;font-size:9.5px}
  .pzcal-read b{font-size:30px}
  .pzcal-read{margin-top:10px;padding-top:10px}
  .pzcal-key{display:none}
  .pzcal-steps li,.pzcal-steps li:first-child{min-height:42vh;justify-content:flex-start;padding-top:26px}
  .pzcal-steps li:last-child{min-height:64vh;justify-content:flex-start;padding-top:26px}
  .pzcal-steps strong{margin-top:6px}
  .pze-paper{min-height:360px;max-width:460px}
}
@media (max-width:760px){
  .pzq{grid-template-columns:1fr}
  .pzq-img{min-height:220px}
  .pzq-t{padding:44px 24px 34px}
  .pzled-cols{grid-template-columns:1fr}
  .pzloop-cards{grid-template-columns:1fr}
  .pzloop-cards li{display:grid;grid-template-columns:54px minmax(0,1fr);column-gap:16px;border-left:0;border-top:1px solid var(--line);padding:18px 18px 22px}
  .pzloop-cards li:first-child{border-top:0}
  .pzloop-cards .pzic{grid-row:1/4;align-self:start}
  .pzloop-cards small{margin-top:0}
  .pzloop-meter{padding:22px 20px 20px}
  .pzfit{grid-template-columns:1fr}
  .pzfit li{gap:16px;padding:22px 20px 24px}
}
@media (max-width:640px){
  .pmo{padding:20px 16px 18px;border-radius:22px}
  .pmo-top{flex-direction:column;align-items:stretch}
  .pmo-sw{display:grid;grid-template-columns:1fr 1fr}
  .pmo-sw button{padding:0 8px;font-size:14px}
  .pmo-read{text-align:left}
  .pmo-marks i{font-size:9px;padding:3px 5px;letter-spacing:.02em}
  .pmo-marks i.hide-s{display:none}
  .pzuse{gap:10px}
  .pzuse b{font-size:23px;margin:22px 0 0}
  .pzuse-top{flex-direction:column;align-items:flex-start;gap:14px}
  .pzuse-top small{text-align:left;font-size:10px}
  .pzuse .pzic{width:46px;height:46px;border-radius:14px}
  .pzuse .pzic .ic{width:26px;height:26px}
  .pzuse li>span:last-child{margin:6px 0 0;font-size:14px}
  .pzuse li{border-radius:20px;padding:16px 16px 20px}
  .pzfacts li{padding:18px 16px}
  .pzl-copy .hx-btns{flex-direction:column}
  .pzl-copy .hx-btns .btn{width:100%}
  .pzl-stage{border-radius:24px;margin:0 -8px}
  .pzdial-btns .btn{font-size:13px}
  .pzl-band-f{grid-template-columns:1fr}
  .pze-tiles{display:grid;grid-template-columns:1fr 1fr;gap:8px}
  .pze-tiles button{justify-content:flex-start;height:46px}
  .pze-tiles span{font-size:14.5px}
  .pze-quote{padding:20px 18px 18px;transform:none;--rot:0deg}
  .pzinv{transform:none;--rot:0deg}
  .pzinv-sheet{padding:20px 18px 14px}
  .pzinv-terms button{padding:0 10px;font-size:13px}
  .pzled-col{padding:22px 20px 22px}
  .pzled-say{margin-top:30px;min-height:0}
}
@media (prefers-reduced-motion:reduce){
  .pzl-run-in,.pzl-photo,.pze-hero .hx-scene img,.pmo-dot{animation:none}
  .gin2,.pzinv-tear,.pzinv-parts{animation:none}
  .pze-mark{opacity:.92;scale:1;animation:none!important}
  .pzloop-cards li.on .pzloop-t{animation:none;transform:scaleX(1)}
}

/* ---------- hover: the card changes colour ----------
   The same move as the trade cards on the home page (.icard:hover in styles.css), on every card set here.
   A light card turns deep green, its type goes white and its icon tile goes lime-on-dark. A card that is already
   dark flips the other way, to white. 0.35s ease. The lift uses `translate`, so it never fights the entrance,
   which uses `transform` and keeps its own stagger (--rd). */
.pzg .pzuse li.reveal,.pzg .pzfit li.reveal{transition:opacity .9s var(--ease) var(--rd,0s),transform .9s var(--ease) var(--rd,0s),filter .9s var(--ease) var(--rd,0s),background .35s var(--ease),translate .35s var(--ease),box-shadow .35s}
.pzo,.pzfacts li,.pzl-band-f li{transition:background .35s var(--ease),border-color .35s,translate .35s var(--ease),box-shadow .35s}
.pzic{transition:background .35s var(--ease),color .35s}
.pzuse b,.pzuse li>span:last-child,.pzuse-top small,.pzfit b,.pzfit div>span,.pzo b,.pzo>span:not(.pzo-img),.pzfacts b,.pzfacts span,.pzl-band-f b,.pzl-band-f span,
.pzloop-cards small,.pzloop-cards b,.pzloop-cards li>span:not(.pzic){transition:color .35s}

/* working capital: what it's usually covering */
.pzg .pzuse li:hover{background:var(--deep);translate:0 -5px;box-shadow:0 28px 54px -24px rgba(18,33,40,.5)}
.pzuse li:hover b{color:#fff}
.pzuse li:hover>span:last-child{color:rgba(255,255,255,.76)}
.pzuse li:hover .pzuse-top small{color:rgba(255,255,255,.6)}
.pzuse li:hover .pzic{background:rgba(255,255,255,.08);color:var(--lime)}

/* the facts strip: one cell at a time */
.pzfacts li:hover{background:var(--deep)}
.pzfacts li:hover b{color:#fff}
.pzfacts li:hover span{color:rgba(255,255,255,.76)}

/* credit line: draw / pay down / ready again. The hovered card goes green whether or not it is the active one;
   the active one keeps its timer bar, which turns lime on green. */
.pzloop-cards li:hover{opacity:1;background:var(--deep)}
.pzloop-cards li:hover small{color:var(--lime)}
.pzloop-cards li:hover b{color:#fff}
.pzloop-cards li:hover>span:not(.pzic){color:rgba(255,255,255,.76)}
.pzloop-cards li:hover .pzic{background:rgba(255,255,255,.08);color:var(--lime)}
.pzloop-cards li:hover .pzloop-t{background:var(--lime)}

/* credit line: the four facts in the dark band flip to white */
.pzl-band-f li:hover{background:#fff;border-color:#fff;translate:0 -3px}
.pzl-band-f li:hover b{color:var(--navy)}
.pzl-band-f li:hover span{color:var(--ink-2)}

/* invoice advance: who reaches for it. White cards go green, the two dark ones go white. */
.pzg .pzfit li:hover{background:var(--deep);translate:0 -4px;box-shadow:0 28px 54px -24px rgba(18,33,40,.5)}
.pzfit li:hover b{color:#fff}
.pzfit li:hover div>span{color:rgba(255,255,255,.76)}
.pzfit li:hover .pzic{background:rgba(255,255,255,.08);color:var(--lime)}
.pzg .pzfit li.dark:hover{background:#fff}
.pzfit li.dark:hover b{color:var(--navy)}
.pzfit li.dark:hover div>span{color:var(--ink-2)}
.pzfit li.dark:hover .pzic{background:var(--paper);color:var(--navy)}

/* more credit products: the whole card is the link */
.pzo:hover,.pzo:focus-visible{background:var(--deep);translate:0 -4px;box-shadow:0 26px 50px -26px rgba(18,33,40,.5)}
.pzo:hover b,.pzo:focus-visible b{color:#fff}
.pzo:hover>span:not(.pzo-img),.pzo:focus-visible>span:not(.pzo-img){color:rgba(255,255,255,.76)}
.pzo:hover i,.pzo:focus-visible i{background:var(--lime);color:var(--deep);transform:translateX(4px)}

@media (prefers-reduced-motion:reduce){
  .pzg .pzuse li:hover,.pzg .pzfit li:hover,.pzo:hover,.pzo:focus-visible,.pzl-band-f li:hover{translate:none}
}

/* ---------- glass moments ----------
   Two materials. The shared dark glass (.gm in styles.css: rim + frost spans, pointer light, sheen) and, here, a
   light frosted frame with a white rim (.pzfr), which sits on a photo stage (.pzst) the way the home page's
   "Your portal" does. Each page uses them differently; all four end on the shared glass closing bar. */

/* the stage: a photograph behind the module. soft = blurred away to light and colour; sharp = still a photograph,
   a little darker, so the glass on it visibly frosts it. The photo drifts slowly. */
.pzst{position:relative;isolation:isolate;border-radius:34px;overflow:hidden;overflow:clip;padding:40px;background:#CFE6E3}
.pzst::before{content:"";position:absolute;inset:-70px;z-index:-2;background:var(--deep) center/cover no-repeat;transform:scale(1.1);animation:pzdrift 36s ease-in-out infinite alternate}
.pzst::after{content:"";position:absolute;inset:0;z-index:-1;pointer-events:none}
@keyframes pzdrift{from{transform:scale(1.1) translate(-1.4%,0)}to{transform:scale(1.2) translate(1.4%,-1.2%)}}
.pzst.soft::before{filter:blur(44px) saturate(1.2)}
.pzst.soft::after{background:linear-gradient(180deg,rgba(244,241,230,.16),rgba(15,34,46,.2))}
.pzst.sharp{background:var(--deep)}
.pzst.sharp::before{inset:-24px}
.pzst.sharp::after{background:linear-gradient(180deg,rgba(6,15,20,.3),rgba(6,15,20,.52))}
.pzst-wc::before{background-image:url(assets/s-frame-poster.jpg);background-position:62% 42%}
.pzst-line::before{background-image:url(assets/p-line2.jpg);background-position:50% 38%}
.pzst-eq::before{background-image:url(assets/p-equipment2.jpg);background-position:50% 60%}
.pzst-inv::before{background-image:url(assets/p-invoice2.jpg);background-size:230%;background-position:82% 18%}
.pzst-inv.soft::before{filter:blur(40px) saturate(1.3) brightness(1.08)}

/* the frosted frame: light glass, white rim. ::before is a light on the rim that follows the pointer
   (product.js sets --mx/--my); ::after is a slow sweep along the rim. */
.pzfr{position:relative;isolation:isolate;--rim:11px;--fr:28px;--mx:80%;--my:0%;border-radius:calc(var(--fr) + var(--rim));padding:var(--rim);
  background:rgba(255,255,255,.34);-webkit-backdrop-filter:blur(18px) saturate(1.3);backdrop-filter:blur(18px) saturate(1.3);
  box-shadow:inset 0 1px 0 rgba(255,255,255,.9),inset 0 0 0 1px rgba(255,255,255,.55),0 40px 80px -30px rgba(18,33,40,.55)}
.pzfr::before,.pzfr::after{content:"";position:absolute;inset:0;z-index:2;border-radius:inherit;padding:var(--rim);pointer-events:none;
  -webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);-webkit-mask-composite:xor;
  mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);mask-composite:exclude}
.pzfr::before{background:radial-gradient(circle 440px at var(--mx) var(--my),rgba(255,255,255,.95),rgba(255,255,255,.45) 34%,rgba(255,255,255,0) 100%)}
.pzfr::after{background:linear-gradient(105deg,transparent 38%,rgba(255,255,255,.9) 50%,transparent 62%) -150% 0/60% 100% no-repeat;animation:pzrim 7.5s cubic-bezier(.4,.1,.3,1) infinite;animation-delay:var(--sd,1.4s)}
@keyframes pzrim{0%{background-position:-150% 0}28%,100%{background-position:250% 0}}
.pzfr.pztilt{transform:perspective(1200px) rotateX(var(--rx,0deg)) rotateY(var(--ry,0deg));transition:transform .45s ease-out}
.pzfr>*{position:relative;z-index:1}

/* 1. working capital: the chart in the frame, the terms as a glass strip under it */
.pzst-wc{margin-top:48px}
.pzfr>.pmo{margin-top:0;border-radius:var(--fr);box-shadow:none}
.pzterms{margin-top:14px;--gr:26px;--rim:7px;--gb:20px;--gbr:.4;--sd:3.2s;box-shadow:0 24px 50px -26px rgba(4,12,16,.6)}
.pzterms ul{display:grid;grid-template-columns:repeat(4,1fr);margin:0;padding:var(--rim)}
.pzterms li{padding:18px 20px 19px;border-left:1px solid rgba(255,255,255,.16);border-radius:4px;transition:background .35s var(--ease)}
.pzterms li:first-child{border-left:0;border-radius:calc(var(--gr) - var(--rim)) 4px 4px calc(var(--gr) - var(--rim))}
.pzterms li:last-child{border-radius:4px calc(var(--gr) - var(--rim)) calc(var(--gr) - var(--rim)) 4px}
.pzterms b{display:block;font-family:var(--serif);font-weight:500;font-size:clamp(21px,2vw,27px);letter-spacing:-.02em;line-height:1.1;color:#fff;transition:color .35s}
.pzterms small{display:block;margin-top:6px;font-size:14px;color:rgba(255,255,255,.84);transition:color .35s}
.pzterms li:hover{background:#fff}
.pzterms li:hover b{color:var(--navy)}
.pzterms li:hover small{color:var(--ink-2)}

/* 2. credit line: the meter is glass over the photograph; the three cards stay solid under it */
.pzst-line{margin-top:50px}
.pzst .pzloop{margin-top:0}
.pzloop-meter.gm{background:none;border-radius:var(--gr);--gr:30px;--gb:22px;--gbr:.42;padding:calc(var(--rim) + 22px) calc(var(--rim) + 26px) calc(var(--rim) + 20px)}
.pzloop-meter.gm .pzloop-nums small{color:rgba(255,255,255,.82)}
.pzloop-meter.gm .pzloop-ends{color:rgba(255,255,255,.76)}
.pzloop-meter.gm .pzloop-bar{background:rgba(255,255,255,.22)}
.pzst .pzloop-cards{margin-top:12px;border-radius:var(--r)}

/* 3. equipment: the quote on a glass tray; the equipment-credit column is glass, the cash column stays paper */
.pze-tray{--fr:26px;rotate:1.2deg;animation:pzrise 1.1s var(--ease) .3s both}
@keyframes pzrise{from{translate:0 34px}to{translate:0 0}}
.pzfr>.pze-quote{transform:none;border-radius:var(--fr);box-shadow:none;animation:pzdrop 1s var(--ease) .65s both}
@keyframes pzdrop{from{opacity:0;transform:translateY(-16px) scale(1.03)}to{opacity:1;transform:none}}
.pzst-eq{margin-top:50px}
.pzst .pzled{margin-top:0}
.pzled-col.credit.gm{background:none;--gr:var(--r);--gb:22px;--gbr:.4}
.pzst .pzled-col.cash{box-shadow:0 30px 70px -30px rgba(4,12,16,.6)}

/* 4. invoice: glass chips in the hero; the calendar in the frame */
.pzchips{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}
.pzchip{--gr:20px;--rim:5px;--gb:16px;--gbr:.56;min-width:158px;padding:calc(var(--rim) + 11px) calc(var(--rim) + 15px) calc(var(--rim) + 12px);box-shadow:0 18px 40px -18px rgba(4,12,16,.7)}
.pzchip:nth-child(2){--sd:2.6s}.pzchip:nth-child(3){--sd:3.6s}
.pzchip b{display:block;font-family:var(--serif);font-weight:500;font-size:24px;letter-spacing:-.02em;line-height:1.1}
.pzchip small{display:block;margin-top:3px;font-size:12.5px;color:rgba(255,255,255,.84)}
.pzst-inv{padding:26px}
.pzfr>.pzcal-card{border-radius:var(--fr);box-shadow:none}

/* the closing bar: each page looks through it at its own photograph */
.pzg-credit-line .cta-glass::before{background-image:url(assets/p-line2.jpg)}
.pzg-equipment-credit .cta-glass::before{background-image:url(assets/p-equipment.jpg);background-position:center 40%}
.pzg-invoice-advance .cta-glass::before{background-image:url(assets/p-invoice.jpg);background-position:center 50%;filter:blur(30px) brightness(.8) saturate(1.2)}

@media (max-width:980px){
  .pzst{padding:18px 14px;border-radius:26px}
  .pzfr{--rim:7px;--fr:20px}
  .pze-tray{max-width:500px;width:100%}
  .pzfr>.pze-quote{max-width:none}
  /* the calendar is pinned to the top of the screen here: no stage, just the frame, with the page scrolling under its rim */
  .pzst.pzst-inv{padding:0;margin:0;border-radius:0;overflow:visible;background:none}
  .pzst-inv::before,.pzst-inv::after{display:none}
  .pzst-inv .pzfr{--rim:6px;--fr:18px;background:rgba(255,255,255,.5);box-shadow:inset 0 1px 0 rgba(255,255,255,.9),inset 0 0 0 1px rgba(255,255,255,.6),0 20px 44px -18px rgba(18,33,40,.5)}
}
@media (max-width:760px){
  .pzterms ul{grid-template-columns:1fr 1fr}
  .pzterms li{padding:14px 14px 15px}
  .pzterms li:nth-child(3){border-left:0}
  .pzterms li:nth-child(n+3){border-top:1px solid rgba(255,255,255,.16)}
  .pzterms li:first-child{border-radius:calc(var(--gr) - var(--rim)) 4px 4px 4px}
  .pzterms li:nth-child(2){border-radius:4px calc(var(--gr) - var(--rim)) 4px 4px}
  .pzterms li:nth-child(3){border-radius:4px 4px 4px calc(var(--gr) - var(--rim))}
  .pzterms li:last-child{border-radius:4px 4px calc(var(--gr) - var(--rim)) 4px}
  .pzterms small{font-size:13px}
  .pzloop-meter.gm{--rim:7px;padding:calc(var(--rim) + 16px) calc(var(--rim) + 14px) calc(var(--rim) + 14px)}
}
@media (max-width:640px){
  .pzst{padding:12px 10px;border-radius:22px;margin-left:-8px;margin-right:-8px}
  .pze-tray{rotate:0deg}
  .pzchips{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:20px}
  .pzchip{min-width:0;--rim:4px;padding:calc(var(--rim) + 9px) calc(var(--rim) + 11px) calc(var(--rim) + 10px)}
  .pzchip:first-child{grid-column:1/-1}
  .pzchip b{font-size:21px}
  .pzchip small{font-size:12px}
}
@media (prefers-reduced-motion:reduce){
  .pzst::before,.pzfr::after,.pze-tray,.pzfr>.pze-quote,.pzg .gm-frost::after{animation:none}
  .pzfr.pztilt{transform:none}
}